TranslatePeople are worth more.
Retention Doesn't
Always Need
a Bigger Budget.
Boost retention. Increase your team's take-home pay. Reduce tax.
Retention ROI
What is staff turnover really costing you?
Most NFP and care-sector employers underestimate the true cost of turnover and agency cover. Our free calculator reveals the real number, and what a modest lift in retention is worth.
Same salary.
More money.
Salary packaging lets you pay for everyday expenses like rent, a car, or a laptop - using your salary before tax is calculated. That means you pay less tax and take home more of what you earn, without asking for a pay rise.
Fully compliant with ATO and FBT legislation
Available to employees across NFP, healthcare, and corporate sectors
Set up once - runs automatically every pay cycle
NSP manages all administration on your behalf
Built for employees.
Trusted by employers.
For Employers
Turn benefits into a retention strategy
Salary packaging that works for your people, not just your payroll. NSP manages your entire salary packaging program, from employee education and one-on-one sessions to compliance, payroll integration, and ongoing support. You focus on your people. We handle the rest.
For Employees
Take home more of every dollar you earn
Whether you work in NFP, healthcare, aged care, or corporate - NSP will find the right mix of benefits for your situation and manage everything so you don't have to.
Benefits that put real money
back in your pocket
Eligibility depends on your employer type. Our team will identify exactly what applies to you.
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NFP/PBI & Rebatable onlyEveryday Living
Mortgage, rent, credit cards, and groceries - paid pre-tax. The most impactful NFP benefit available. Up to $15,900 / year.
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NFP/PBI & Rebatable onlyMeal & Entertainment
Restaurants, cafes, and holiday accommodation - a separate allowance on top of everyday living. Up to $2,650 / year
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All employer typesNovated Lease
Vehicle plus all running costs in one pre-tax payment. Zero FBT on eligible electric vehicles.
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All employer typesElectric Vehicles
Zero FBT on eligible new electric vehicles - 100% of vehicle costs from pre-tax salary.
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All employer typesAssociate Leases
Salary package a vehicle owned by your spouse or partner in an ATO-compliant arrangement.
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All employer typesPortable Devices
One laptop, tablet, or phone per FBT year - effectively tax-free for work use.
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All employer typesSelf-Education
Course fees, textbooks, and seminars relevant to your current role - paid pre-tax.
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All employer typesPersonal Loans
Competitive finance for used cars, caravans, motorbikes, or debt consolidation via our lender panel.
Learn moreCredit services provided under ACL 409538
Not sure what applies to you?
Answer four quick questions and we'll show you exactly which benefits you're entitled to - and what they're worth in real dollars.
Takes less than 2 minutes
No personal details required
Instant benefit breakdown with real dollar amounts
What people say
Trusted by employees and employers alike.
"
NSP focuses on real value for our organisation and our employees. They are professional, responsive, and hold staff's hand through the entire process, making it easy to access benefits.
HR Manager
Not-for-profit organisation
"
I couldn't be happier with the service and expertise provided by the team at NSP. They explained everything clearly and the savings have been genuinely significant for our household.
Employee
Healthcare sector
"
The Discovery Session was genuinely the most useful 10 minutes I've spent on my finances. I had no idea how much I was leaving on the table every pay cycle.
Employee
Aged care sector
AI-powered support
Ask NSP anything. Get an answer instantly.
Our AI assistant knows salary packaging inside out - from FBT rules to novated lease residuals. Get a clear, plain-English answer any time, day or night.
How much could I save on an EV?
What is the $15,900 cap?
Does salary packaging affect HELP debt?
How do I apply?
General information only - not financial or tax advice.
What makes NSP different
People, not a platform
A dedicated, in-house team manages your salary packaging - speak with a real person who knows your arrangement.
35+ years expertise
Since 1988. We understand every nuance of Australia's FBT legislation and sectors we serve - aged care, NDIS, healthcare, NFP.
ATO compliant, always
Every arrangement is built on current FBT legislation. We keep documentation to ATO audit-ready standard for all parties.
Australian-owned
Australian-owned and operated - your consultant is local, and your salary packaging data is handled in Australia.
Your privacy protected
Payroll data handled with strict access controls per the Privacy Act 1988. We collect only what's necessary, never share.
People are worth more.
National Salary Packaging · 1300 882 578 · Mon–Fri 9am–5pm AEST
Hi there! 👋
I'm the NSP Assistant. I can answer questions about salary packaging, novated leases, eligibility, and more.
General information only · Not financial advice
Common questions
General information only · Not financial advice
